:root{
  --ink:#12202f;
  --muted:#627083;
  --paper:#f6f3ec;
  --panel:#ffffff;
  --line:#ddd6c8;
  --blue:#183e5a;
  --teal:#1e746e;
  --copper:#b5743a;
  --cream:#fbf8f1;
  --shadow:0 24px 70px rgba(18,32,47,.13);
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:Inter,Arial,Helvetica,sans-serif;color:var(--ink);background:var(--paper);line-height:1.6}
a{color:inherit;text-decoration:none}
.shell{width:min(1160px,calc(100% - 40px));margin-inline:auto}
.site-header{position:sticky;top:0;z-index:20;background:rgba(246,243,236,.9);backdrop-filter:blur(18px);border-bottom:1px solid var(--line)}
.header-grid{display:flex;align-items:center;justify-content:space-between;min-height:78px;gap:20px}
.brand{display:flex;align-items:center;gap:12px;font-weight:800;letter-spacing:.01em}
.brand strong{display:block;font-size:1.08rem;line-height:1}
.brand em{display:block;font-style:normal;color:var(--muted);font-size:.72rem;margin-top:3px;text-transform:uppercase;letter-spacing:.12em;font-weight:700}
.brand-mark{width:42px;height:42px;border-radius:14px;background:linear-gradient(135deg,var(--blue),var(--teal));display:grid;place-items:center;color:#fff;font-weight:900;box-shadow:0 12px 28px rgba(24,62,90,.25)}
.main-nav{display:flex;align-items:center;gap:6px;background:#fff;border:1px solid var(--line);padding:6px;border-radius:999px}
.nav-link{padding:10px 14px;border-radius:999px;color:var(--muted);font-size:.93rem;font-weight:700}
.nav-link:hover,.nav-link.is-active{background:var(--blue);color:#fff}
.menu-button{display:none;border:1px solid var(--line);background:#fff;border-radius:999px;padding:10px 15px;font-weight:800;color:var(--ink)}
.section{padding:76px 0}.section-bleed{padding:62px 0 74px;position:relative;overflow:hidden}.section-bleed:before{content:"";position:absolute;inset:0;background:radial-gradient(circle at 15% 10%, rgba(30,116,110,.18), transparent 30%),radial-gradient(circle at 80% 5%, rgba(181,116,58,.18), transparent 33%);pointer-events:none}
.hero-grid{position:relative;display:grid;grid-template-columns:1.05fr .95fr;gap:46px;align-items:center}
.eyebrow{margin:0 0 14px;color:var(--copper);text-transform:uppercase;letter-spacing:.16em;font-size:.78rem;font-weight:900}.hero h1,.page-hero h1{font-size:clamp(2.35rem,5vw,5.2rem);line-height:.97;margin:0 0 22px;letter-spacing:-.055em;max-width:900px}.hero .lead,.page-hero p{font-size:1.16rem;color:var(--muted);max-width:720px;margin:0 0 28px}.hero-actions{display:flex;gap:14px;flex-wrap:wrap;margin-bottom:26px}.button{display:inline-flex;align-items:center;justify-content:center;min-height:48px;border-radius:999px;padding:0 22px;font-weight:900;border:1px solid transparent;white-space:nowrap}.button.primary{background:var(--teal);color:#fff;box-shadow:0 15px 38px rgba(30,116,110,.24)}.button.ghost{background:#fff;color:var(--blue);border-color:var(--line)}.button.light{background:#fff;color:var(--blue);border-color:rgba(255,255,255,.5)}
.trust-strip{display:flex;gap:10px;flex-wrap:wrap}.trust-strip span{display:inline-flex;background:rgba(255,255,255,.72);border:1px solid var(--line);padding:9px 12px;border-radius:999px;color:var(--muted);font-size:.88rem;font-weight:800}
.hero-card{background:linear-gradient(145deg,#173650,#10253a);border-radius:34px;padding:28px;box-shadow:var(--shadow);color:#fff;min-height:480px;display:flex;flex-direction:column;justify-content:space-between;position:relative;overflow:hidden}.hero-card:before{content:"";position:absolute;width:260px;height:260px;border:1px solid rgba(255,255,255,.15);border-radius:50%;right:-85px;top:-60px}.hero-card:after{content:"";position:absolute;width:190px;height:190px;border:1px solid rgba(181,116,58,.5);border-radius:50%;left:-60px;bottom:-50px}.rate-window,.mini-ledger{position:relative;z-index:1}.ticker{display:inline-flex;border:1px solid rgba(255,255,255,.2);padding:7px 11px;border-radius:999px;color:#d9e9e5;font-weight:900;font-size:.75rem;letter-spacing:.16em}.rate-window strong{display:block;margin-top:82px;font-size:2.25rem;line-height:1.05;letter-spacing:-.04em}.rate-window p{color:#c9d5d6;max-width:420px}.mini-ledger{display:grid;gap:12px}.mini-ledger div{display:flex;justify-content:space-between;gap:20px;padding:15px 0;border-top:1px solid rgba(255,255,255,.16)}.mini-ledger span{color:#b7c8ca}.mini-ledger strong{text-align:right}
.split-panel{display:grid;grid-template-columns:.8fr 1.2fr;gap:48px;align-items:start}.split-panel h2,.section-heading h2,.cta-band h2{font-size:clamp(2rem,3.2vw,3.4rem);line-height:1.03;letter-spacing:-.045em;margin:0}.feature-stack{display:grid;gap:18px}.feature-item{display:grid;grid-template-columns:72px 1fr;gap:20px;background:var(--panel);border:1px solid var(--line);border-radius:26px;padding:24px;box-shadow:0 12px 35px rgba(18,32,47,.06)}.feature-item span{width:52px;height:52px;border-radius:18px;background:var(--cream);display:grid;place-items:center;color:var(--copper);font-weight:900}.feature-item h3,.content-card h2,.content-card h3,.contact-card h2,.contact-card h3{margin:0 0 8px;letter-spacing:-.025em}.feature-item p,.content-card p,.contact-card p,.prose p{margin:0;color:var(--muted)}
.pairs-preview{padding-top:20px}.section-heading.compact{display:flex;align-items:end;justify-content:space-between;gap:24px;margin-bottom:24px}.pair-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}.pair-tile{background:var(--panel);border:1px solid var(--line);border-radius:24px;padding:24px;min-height:124px;display:flex;flex-direction:column;justify-content:space-between;transition:transform .2s ease,box-shadow .2s ease}.pair-tile:hover{transform:translateY(-3px);box-shadow:0 18px 42px rgba(18,32,47,.09)}.pair-tile strong{font-size:1.55rem;letter-spacing:-.03em}.pair-tile span{color:var(--muted)}
.cta-band{margin-bottom:76px;background:linear-gradient(135deg,var(--teal),var(--blue));border-radius:34px;color:#fff;padding:34px;display:flex;align-items:center;justify-content:space-between;gap:24px}.cta-band .eyebrow{color:#d9c5a7}.cta-band h2{max-width:720px}.page-hero{padding:70px 0 34px}.page-hero h1{font-size:clamp(2.2rem,4.6vw,4.6rem)}.article-grid,.legal-layout,.contact-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.content-card,.contact-card{background:var(--panel);border:1px solid var(--line);border-radius:28px;padding:26px;box-shadow:0 12px 35px rgba(18,32,47,.05)}.wide{grid-column:span 3}.contact-card.accent{background:var(--blue);color:#fff}.contact-card.accent p{color:#d6e0e4}.table-wrap{overflow:auto;background:var(--panel);border:1px solid var(--line);border-radius:28px;box-shadow:var(--shadow)}table{width:100%;border-collapse:collapse;min-width:720px}th,td{text-align:left;padding:18px 20px;border-bottom:1px solid var(--line)}th{font-size:.8rem;text-transform:uppercase;letter-spacing:.14em;color:var(--copper);background:var(--cream)}td:first-child{font-weight:900;color:var(--blue)}tr:last-child td{border-bottom:0}.process-line{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;padding-top:0}.process-line div{background:var(--blue);color:#fff;border-radius:26px;padding:24px}.process-line span{display:inline-grid;place-items:center;width:38px;height:38px;background:#fff;color:var(--blue);border-radius:14px;font-weight:900}.process-line p{margin:16px 0 0;color:#dbe5e9}.prose{max-width:880px}.prose h2{margin:32px 0 8px;font-size:1.55rem;letter-spacing:-.03em}.prose h2:first-child{margin-top:0}
.site-footer{background:#10253a;color:#fff;padding:48px 0 20px}.footer-grid{display:grid;grid-template-columns:1.2fr 1fr 1.1fr;gap:36px}.footer-brand .brand-mark{background:linear-gradient(135deg,var(--copper),var(--teal))}.site-footer p{color:#b9c7ce}.footer-links{display:grid;grid-template-columns:1fr 1fr;gap:10px}.footer-links a{color:#e6edf0;font-weight:700}.footer-company p{margin:.2rem 0}.footer-bottom{border-top:1px solid rgba(255,255,255,.14);margin-top:32px;padding-top:18px;color:#b9c7ce;font-size:.9rem}.cookie-bar{position:fixed;left:20px;right:20px;bottom:20px;z-index:30;display:none;align-items:center;justify-content:space-between;gap:18px;background:#fff;border:1px solid var(--line);border-radius:22px;box-shadow:var(--shadow);padding:16px 18px}.cookie-bar.is-visible{display:flex}.cookie-bar p{margin:0;color:var(--muted);font-size:.93rem}.cookie-accept{border:0;background:var(--blue);color:#fff;border-radius:999px;padding:10px 18px;font-weight:900;cursor:pointer}
@media (max-width:900px){.menu-button{display:inline-flex}.main-nav{display:none;position:absolute;left:20px;right:20px;top:68px;border-radius:22px;align-items:stretch;flex-direction:column}.main-nav.is-open{display:flex}.nav-link{border-radius:16px}.hero-grid,.split-panel,.footer-grid{grid-template-columns:1fr}.hero-card{min-height:390px}.rate-window strong{margin-top:52px}.pair-grid,.article-grid,.legal-layout,.contact-grid,.process-line{grid-template-columns:1fr}.wide{grid-column:span 1}.section-heading.compact,.cta-band{align-items:flex-start;flex-direction:column}.cta-band{margin-bottom:48px}.footer-links{grid-template-columns:1fr}.cookie-bar{align-items:stretch;flex-direction:column}}
@media (max-width:560px){.shell{width:min(100% - 28px,1160px)}.header-grid{min-height:70px}.brand-mark{width:38px;height:38px}.hero-actions{flex-direction:column}.button{width:100%}.section{padding:54px 0}.section-bleed{padding:42px 0 54px}.feature-item{grid-template-columns:1fr}.pair-tile{min-height:110px}.hero-card,.cta-band,.content-card,.contact-card{border-radius:24px;padding:22px}.trust-strip span{width:100%;justify-content:center}.mini-ledger div{align-items:flex-start;flex-direction:column}.mini-ledger strong{text-align:left}.cookie-bar{left:12px;right:12px;bottom:12px}}